Emergencies Happen… Protect Yourself

A vital part of every sound financial plan it usually features an policy where an insurer agrees to pay a sum of money in exchange for a paid premium, upon the death of the insured person. There are several types of life insurance such as term, whole life and universal life. Each has different features and benefits – Life’s Emergencies can help guide you through the options and benefits and find you the best rates as we work with over 15 different carriers

An insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies or is otherwise unable to meet the prescribed obligations of the loan. It is designed to protect heirs if the borrower dies while owing mortgage payments. It may pay off either the lender or the heirs, depending on the terms of the policy – Life’s Emergencies can help guide you through the alternatives and find you the best rates as we work with over 15 different companies

Provides lump-sum cash payments that can be used to cover many costs related to illness — including medical care, travel expenses or wages of a family member leaving work to help and pays out upon diagnosis of critical illnesses, rather than upon death; allowing the policy holder to rest and recover without having to worry about financial obligations. Life’s Emergencies can help guide you through the choices and find you the best rates as we work with over 15 different companies